Stocks and shares are risky, and they can fall in value over the short term. But over ten years, they typically do better than cash savings alone. With a little time and effort, you can invest your money on a regular basis – and even do so from your smartphone or tablet.

The investment apps uk give you access to curated news and basic analysis tools. Some also offer ISA accounts to let you grow your investments tax-free. Others offer automated trading, allowing you to ‘copy’ a trader and automatically invest in their portfolio. Hargreaves Lansdown, for example, offers this service, enabling you to build wealth over the long term.

Investing Made Easy: Best Apps for UK Investors

Many investment apps allow you to buy and sell thousands of assets on their platform, including stocks, ETFs, cryptocurrencies, commodities, forex, and non-financial markets (NFM). But some only support the most popular international markets, making it difficult to diversify your portfolio. XTB, on the other hand, offers access to a full range of global markets and has competitive buy-sell spreads.

The best investment app UK will also have competitive fees, especially for depositing and withdrawing funds. eToro, for example, waives its usual commission of 1% on all UK and international assets. It also charges no extra fee on transferring between currencies. By contrast, Hargreaves Lansdown and Freetrade charge a foreign exchange fee of 0.5% on any international transactions. By checking the fees of each app, you’ll be able to choose one that suits your needs.