How to Get a Credit Card With a 700 Score

Credit card companies are in the trust business and a 700+ score tells them you’re one of the good guys. And while a good credit score won’t guarantee you’ll qualify for every card, it does put you in a strong position to qualify for many cards with great benefits and competitive interest rates.

Can I get a credit card with a score of 700?

There are a variety of cards available for those with a 700+ credit score, and there’s something to suit almost any spending pattern. Creditrewardperks features to look for include cash back, travel rewards, and a variety of other perks. Some cards also offer 0% interest offers on purchases or balance transfers for a limited time, which can be useful if you’re moving some debt to a new card.

A 700+ credit score can get you a wide range of cards with great perks, including some with generous cash back rates, low ongoing APRs, and even some with no annual fee at all. Check out the Chase Freedom Flex for a great card that earns you up to 1% back on all purchases, plus 5% back on spending in bonus categories each quarter (see the full editor’s review).

There are also cards with no annual fee at all, like the Wells Fargo Active Cash, which allows you to earn 2% cash back on all purchases, and has no recurring fees. Or, if you prefer to maximize your travel rewards, try the Chase Sapphire Preferred, which has excellent earning potential and robust travel perks.